Ascendancy Respec pointless without dropping coins

Tve respeccing of ascendancy is a nice feature. But if the invitation coins don't drop
It's just pointless.

I wanted ti change from pathfinder to deadeye after 4th point (trial of chaos) . I farmed and wasted my time
because no coins are dropping in the lvl range (40). So I have to start new char anyway ....

Ascendancy barely makes a difference at lvl 40. Just get to endgame and respec it then.

But I have 2 different classes with respec issue to campare. It's a bad option to play a lot of hours. Wheres the sense of respec option? In the same time until endgame I could start new

Coin drop far more in endgame. Easier to respect then.

Go kill the the two birds mini bosses that appear in deshar map over and over a couple times. Huginn and muginn or whatever