(PC) excessive loading times

Unfortunately, there is no point play the game due to excessive loading times when entering new zones or maps, or starting events in maps.

This prolonged loading prevents me from initiating encounters within the map. Specifically, I am frequently killed by invisible monsters and ground effects because the content has not fully loaded when the encounter starts.

This is a relatively recent problem, having started approximately 3-4 weeks ago. I want to emphasize that this issue was not present in the beginning (for me at least, with the same setup)